Referral disclosure
How Zamn is paid when you sign up
The Free money hub is a directory of Australian referral programs. Every offer we list is a real program run by the provider (a bank, crypto exchange, energy retailer, telco, and so on). When you click through to a partner and complete their qualifying activity, two things happen: you get the customer bonus, and Zamn gets a referrer bounty from the provider.
You get what the provider offers
The bonus shown on each card is exactly what the provider pays new customers. It is not a Zamn-branded reward or a share of anything we earn - it is the same signup bonus you would get by using any other referral link. Amounts, minimum activity, and qualification windows are set by the provider and can change without notice.
Zamn earns the referrer side
The referrer bounty is what Zamn earns. It is separate from your bonus and does not reduce what you receive. Referrer amounts vary per program and are commercial-in-confidence, so we do not publish them.
This is not personal financial advice
Zamn is not a licensed financial adviser and does not provide personal advice about any product. The information on the Free money hub is factual: partner name, product, the amount they pay, what you need to do to qualify, eligibility, and where we sourced each detail. It is up to you to read the provider's own product disclosure statement, target market determination, terms and conditions, and price / fee schedule before signing up.
For financial products (bank accounts, brokers, super, insurance, crypto exchanges) we strongly recommend you consider whether the product suits your circumstances or seek independent advice from a licensed adviser.
Crypto specifically
Crypto assets are high risk and volatile. You can lose the entire amount you deposit. Australian exchanges listed here are AUSTRAC registered digital currency exchange providers. We do not recommend any particular asset, and we do not list yield or staking products.
Australian consumer law
We do our best to keep amounts and terms current, and every card shows a "last checked" date so you can see when we last re-verified against the operator's own page. If something has changed on the provider's side, the provider's current terms always win.
Nothing on this hub is a representation about future performance, an offer to sell a financial product, or a guarantee of the bonus paying out. The provider decides whether a referral qualifies.
Refreshing our list
We re-verify every listed program at least monthly and remove any that end. Rows for providers who have left the Australian market (or paused their referral program) are hidden automatically. If you spot something out of date, please let us know.